Solid Advisors helps NSW property owners facing ATO debt and rising mortgage repayments find a clear, confidential path forward.
We know reaching out isn't easy. Here's exactly what happens when you do.
Complete a short, confidential assessment. We ask about your business structure, ATO status, mortgage situation, and what matters most to you. No documents needed at this stage.
One of our team reviews your situation and maps out the realistic pathways available — ATO arrangements, refinancing options, restructuring, and debt management strategies. We explain each one in plain English.
You receive a written summary of recommended next steps, ranked by urgency. Where licensed advice is needed (legal, financial, mortgage), we connect you directly with trusted professionals.
You run a business. You own a home. And right now, you're caught between ATO pressure and rising mortgage repayments — wondering if you'll lose everything you've built.
Whether you're a sole trader, company director, or partnership, we help you understand your options before things escalate further.
Common situations we see:
Accountants, bookkeepers, mortgage brokers, and solicitors — if your client is showing signs of financial distress, we provide structured triage and clear pathways so you can support them without stepping outside your expertise.
What we offer referrers:
Financial stress rarely comes from one direction. We help you see the full picture and address what matters most, first.
ATO pressure escalates fast — from payment plans to garnishee notices to Director Penalty Notices. We help you understand where you stand, what the ATO can and can't do, and what steps to take now.
When repayments rise faster than income, options narrow quickly. We help you map pathways from hardship provisions to specialist refinancing — before arrears become default.
Restructuring doesn't always mean shutting down. For eligible businesses, it can mean keeping control while reorganising debts over a manageable timeframe.
Falling behind on tax obligations can escalate rapidly into enforcement action. We help self-employed business owners understand their current tax position, navigate ATO compliance requirements, and take structured steps to get back on track — before penalties compound.
Mortgage arrears data shows certain NSW suburbs are under significantly more pressure than others. We've built dedicated support pages for these communities.
Among the highest in NSW. Built for Central Coast owner-operators who need clarity early.
View Local SupportSupport for South West Sydney business owners under dual ATO and mortgage pressure.
View Local SupportA clear plan to reduce uncertainty and avoid rushed property decisions.
View Local SupportSolid Advisors exists because hard-working business owners deserve a clear path out of financial distress — without losing everything they've built.
Your situation stays between us
Plain English, no jargon, no false promises
The sooner you reach out, the more options remain
No judgement. You're seeking solutions.
Solid Advisors works with a trusted network of licensed professionals — including mortgage brokers (ACL holders), solicitors, and registered insolvency practitioners — to ensure you receive the right specialist support when formal advice is required.
I'd been avoiding the ATO letters for months. Within 48 hours of reaching out, I had a clear list of what to do and who to talk to. The weight lifted immediately.
They didn't judge me. They just listened, explained my options in plain English, and connected me with a broker who actually understood my situation.
I thought I'd have to sell the house. Turns out there were three other options I didn't know existed. I wish I'd called six months earlier.
Client stories are anonymised and presented for illustrative purposes only. Individual circumstances vary and Solid Advisors does not guarantee specific outcomes.
Practical articles written for NSW self-employed property owners.
You don't need to have all the answers. You just need to start the conversation. Fill in the short form and we'll come back to you within 24 hours with a clear next step.
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